29 retreat Strategies For 2009

Health Insurance - 29 retreat Strategies For 2009

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Health Insurance

1) Did you know that the midpoint shopper spends four-hours worth of wages for every fifteen minutes in the grocery store? Avoid going in so often by waiting an extra day or two in the middle of visits each week.
2) Pay for gas at the pump and bypass the extra calories and costs inside the store.
3) rehearsal outdoors instead of paying for a gym membership.

Wait It Out

4) Never buy on impulse. Make a "wish list" and wait at least 48 hours before manufacture any purchase.
5) Enjoy bookstores, but make a list of all the books you want and then check the communal library first before purchasing anything. (Most libraries allow you to crusade and invite online, only visiting the building to pick up requested materials.)
6) When shopping for expensive items, don't be pressured into buying from the first place you visit. Comparison shop and check out reconditioned or used alternatives.

Cut Down

7) increase days in the middle of habit appointments and lessons.
8) Lose weight - you'll be eating less!
9) Save theater outings and video rentals for extra occasions: use Netflix as the rule.
10) If you have cable, reduce the amount of channels for which you pay.
11) Walk, bike or take communal communication at least some of the time.
12) Drive the speed limit: Avoid tickets and higher assurance costs.
13) Turn down the heat one or two degrees and wear sweaters.

Cut It In Half

14) Do you take six showers a week? Switch to every other day.
15) Do you of course need a land line plus cell phone?
16) Eat out half as much.
17) How many magazines and newspapers do you of course need?
18) Carpool at least half of the time.

Cut It Out

19) Quit any daily habit that is non-beneficial including smoking, overeating, etc.
20) Say "no" to infomercials, get-rich-quick or lose-weight-overnight schemes.
21) Quit wasting money on lottery tickets.

Write It Down

22) Write down what you eat and drink (for health purposes), and how much it costs (to find places you could cut back a bit).
23) Never shop without a written list and take only sufficient cash to pay for those items.
24) Write out your list of errands and put them in the best order to save time/gas. Postpone the whole trip if you could wait even one day and still meet deadlines.
25) Budget, then open mail promptly and list any additional due dates and amounts.
26) Before manufacture a purchase, write down how many hours you will have to work (post-taxes) to pay for that one purchase. Are you sure you want it?

Ask for Discounts

27) When traveling by car, swing by the Visitor's Bureau for exquisite coupons.
28) always at least ask for discounts before investing in high-end products and services.
29) Only shop at stores that offer discounts and loyalty programs.

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